TRID Mortgage Processes

0:46

• What Lenders Must Disclose
• Loans Covered By TRID Disclosures
• Loans NOT Covered By TRID Disclosures
• 6 Required Pieces of Information
• Do Lenders HAVE To Approve In 3 Days?
• What Is A Business Day?
• What Does The Loan Estimate Tell You?
• Refunds - If Your Loan Exceeds Your Estimate
• When Do I Get My Closing Disclosure?
• Calculating Your Cash To Close

Mortgages

0:53

• What Is A Mortgage?
• What is A Qualified Mortgage?
• What Is Loan-To-Value (LTV)?
• How Large A Down Payment Do I Need?
• First-Time Mortgages?
• The Main Types Of Mortgages
• When Do ARMs Make Sense?
• How Interest Affects Mortgages
• What If Interest Rates Fall?
• Fixed-Rate Mortgage Advantages
• Key Factors In Mortgage Payments
• What Does A Mortgage Cover?
• What Are Discount Points?
• What Is Mortgage Insurance?
• What Is PMI?
• What Is Prime?
• Can I Pay Off Early?

More on Mortgages

1:34

• If You Fall Behind On Your Home Loan'
• Key Steps To Secure Your Loan
• What is Debt-To-Income?
• Pre-Qualifying vs Pre-Approval
• Ability-To-Repay Exemptions
• Lending Process DOs and DON'Ts
• After Your Loan Application'
• Choosing Your Lender
• Choosing Your Home Loan
• How To Compare Loans
• Understanding Loan Fees
• What Is RESPA?
• What's An Appraisal?
• Removing PMI From Loans
• What is A Credit Score?
• Find Your Credit History
• Fixing Credit History Errors

Federal Programs

0:47

• What Is Escrow?
• How Can The FHA Help?
• What Are The Steps In FHA Loans?
• Credit History and The FHA
• FHA Debt-To-Income Ratios
• Are FHA Loans Assumable?
• About 203(b) and 203(k) FHA Loans
• What Are VA Loans?
• Major VA Loan Types
• What is The VA COE?
• VA Funding Fee Exempt?
• VA Loans and Your Discharge
• VA Loans - More Than Once?
• VA Loans - For Rentals?
• VA Loans And Divorce
• What Are Constuction Perm Loans?